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SR-22 Liability Insurance

SR-22 Liability Insurance

If you have been administratively determined to have committed or have gotten a conviction for certain violations (e.g. Failing to Provide Proof of Insurance) or if you are seeking to reinstate your driving privileges after certain types of restraints, the Division of Motor Vehicles (DMV) may require you to obtain and file proof of SR-22 Liability Insurance. This type of liability insurance coverage has a rider to the insurance policy where the insurance company guarantees that the liability insurance coverage will remain in effect for a certain period of time. When the policy is purchased and every time it is renewed, the insurance company sends to DMV a form confirming the insurance coverage. If coverage expires or is cancelled, your insurance company will immediately notify DMV and your driver’s license will be automatically suspended.

 

Alert to All Drivers – SR-22 Insurance
Important: If you have been required to get SR-22 Insurance coverage, you must carry it for three years after the date of the requirement or else your license will automatically be suspended.

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Colorado's DMV Point System
Driver''s License Point System
For each conviction of a traffic violation or driving charge, in accordance with the Drivers License Point System, the court notifies the Division of Motor Vehicles (DMV) of the conviction and a certain amount of points is assessed to your driver’s license....
Driver''s License Point System
Drivers License Restraints
Driver''s License Restraints
A person’s privilege to drive may be restrained (taken away or severely limited) for up to one year or more if the driver accumulates too many points, commits certain traffic violations or fails to adhere to the rules or requirements established by....
Driver''s License Restraints
Drivers License Reinstatement
Driver''s License Reinstatement
While you may be eligible for Drivers License Reinstatement after a certain period of suspension or revocation time has elapsed, reinstatement is not automatic and you must complete certain requirements in order to restore your driving...
Driver''s License Reinstatement
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